Flat-owners should be thinking now about the implications of Home Information Packs (or the ‘seller’s pack’, as they used to be known). You’re aware from the extensive, and generally hostile, media coverage that HIPs will be a fact of life from July next year and that anyone wishing to market a flat after that time will have to produce one. Because of the nature of their property title the burden of HIPs will fall much more heavily on flat-owners: there is so much more information to be provided.

So why think about it now?