Featured Articles

Get the answers to your questions and stay up to date about apartment building management with our featured articles and NOTB guides, on topics such as service charges, right to manage, buying your freehold, major works, building insurance and other issues about blocks of flats.

Leases – What, Why and How About Me?

To attempt to try and define what a lease is and what and how many different types of leases there are, would pose both an academic and philosophical challenge to most experts and professionals.  Both professional lawyers and the professional lay person alike, equally face up to such a challenge in dealing with leases either practically in their day to day business activities or come across them when attempting to resolve a dispute between the parties involved. Echoes of debates can be heard and are bein

Fully Funded Cavity Wall Insulation to Blocks of Flats

With Green Deal making the headlines on a regular basis, it is easy to get caught up in the negative stories and miss the benefits. The Energy Company Obligation (ECO) is a legal requirement on energy suppliers to provide funding for the installation of energy efficiency measures. Whilst designed to underpin the Green Deal’s Golden Rule, this funding is also available to support the installation of measures outside the Green Deal – for example it can be used to fully fund cavity wall insulation for blocks

Terrorism Insurance Principles Blown Apart by LVT

The Upper Chamber faces the unenviable task of determining an appeal challenging the reasonableness for a landlord (in this case a small freehold investor) to insure against terrorism and redeem that cost under the service charge account under the provisions of a relatively modern lease. The outcome of Qdime Limited v The Bath Building (Swindon) Limited could potentially send shockwaves throughout the insurance community and possibly undermine the entire principles on which terrorism insurance is provided

When Right to Manage makes common sense 

I’ll admit it: I enjoy running interesting technical arguments. Call it a guilty pleasure. I recognise, however, that these types of arguments can lead to outcomes that might be regarded as perverse or unjust. It is refreshing, therefore, when the Court (or Tribunal) adopts a common sense approach to technical/procedural compliance. In Avon Freeholds v Regent Court RTM Co Ltd, the RTM company (“RCRTM”) sought to acquire the right to manage of Regent Court, in Plymouth. The landlord disputed the claim. On

Leasehold Relativity in Enfranchisement Valuations

This article is about the main determinant of marriage value; the leasehold value and by extension the leasehold relativity.   In very simple terms Marriage value is equal to : A – (B+C) where A = vacant possession Value, B = freeholders current value and C = existing lease value.   As the leaseholder : A is what you end up with and C is what you start with. Both the Leasehold Reform Act 1967 (the “1967 Act”) and the Leasehold Reform Housing and Urban Development Act 1993 (the “1993 Act”) requi

A guide to deferment rates 

Deferment rate is the annual discount applied on a compound basis to an anticipated future receipt to arrive at the market value of the freehold at the valuation date.  In recent years the deferment rate has become one of the main focal points for arguments in negotiating lease extension and collective enfranchisement claims. There have been numerous cases at the Lands Tribunal where deferment rate has become an issue. The most significant is Earl Cadogan and Cadogan Estates Limited v Sportelli (Sportell

A Prenup Which Matters

A collective enfranchisement process is like preparing for a wedding – everything has to be brought together for the day when you complete on the freehold, and then comes the marriage, when you actually have to take responsibility for each other’s amenity in the building.  Many of the disputes which arise after the honeymoon joy of being rid of the former landlord can be avoided if they are considered and addressed in the participation agreement (“PA”), the paper which all the participants sign (or should

Short Leases: Opportunity or too risky?  

Buying and selling short leases is without doubt a complex business.  Notwithstanding the complexities, there are many reasons to purchase a short lease in Prime Central London, not least because it can offer buyers an investment in a secure, albeit volatile, market. THE RIGHT Under the Leasehold Reform Housing and Urban Development Act 1993 (‘the Act’) tenants of long leases are given the right to extend their leases.  The right provided for the Act is for the grant of a new lease for: An additiona

Current Lease Value As A Fraction of Relativity

The subject of ‘relativity’ to establish current lease value has taken up many pages in LVTs and Upper Tribunal’s (UT) discussions and determinations over many years. Valuers cannot rely on previous LVT cases on their own but may seek assistance from the compendium of research compiled by a panel under a RICS banner in 2009. There is the established PCL graph of graphs but this long established research is often unhelpful in areas such as Surbiton, Southfields or Sutton (Surrey). Valuers have their own

Don't forget Service Charges 

This article focuses on three issues which appear to cause the most concern: demand requirements; time limits; and consultation. The following is a summary of recent cases that can both help and hinder landlords when considering if they have complied with their statutory obligations.  Demand Requirements In Beitov Properties Ltd v Martin [2012] UKUT 133 (LC) it was held that the requirement to give the landlord’s address in Section 47 of the Landlord and Tenant Act 1987 ("LTA 1987") is not satisfied by

Calling All Flat Owners!

Green shoots are finally appearing, with indications that the property market is moving in the right direction for the first time in over five years. However, owners of properties whose leases have fewer than 80 years unexpired must not allow this glimmer of hope to gloss over the importance of taking action to address such diminishing assets. The length of a flat’s lease affects its underlying value for a number of reasons. When a lease falls below 80 years it can be difficult to secure a mortgage for t

Q&A - Construction, Design and Management Regulations

QUESTION Dear Sir Dear Editor, can you please advise me on the rules and regulations relating to CDM (Construction, Design and Management Regulations) Name Withheld ANSWER If you are about to alter, maintain, or extend a building or structure, thinking of putting up a new one or demolishing an existing one, then the Construction (Design and Management) Regulations 2007 place a number of specific duties on you. The extent of these varies with the type and project involved, and you may be required to a

© 2025 News On The Block. All rights reserved.

News on the Block is a trading name of Premier Property Media Ltd.

We use cookies to improve your experience on our site. By using our site you consent cookies.